Track income and expenses, keep to a budget, and keep your data on your phone.
A free income and expense tracker for Android. Add an entry in seconds, see your money by day, week, month or year, set a budget for each category and see what you can still spend each day. Accounts, credit cards and repeating entries like salary, rent and EMIs are built in, and you can bring in your old Excel tracker. There are no ads and no sign-up, the app has no internet permission, and the source code is open for anyone to check.
- Free, with no ads and no sign-up
- No internet permission: the app can’t send your data anywhere
- Open source under GPL-3.0
See it in action
What Saral Money Tracker does
Add an entry in seconds
An on-screen keypad that adds up sums (250+120+45 is saved as ₹415), one-tap categories, Today and Yesterday shortcuts, and your last used account picked for you. Expense, income or transfer.
Day, week, month or year
Switch between day, week, month, year or any date range. Months can follow your salary cycle, for example 25th to 24th, and weeks can start on Monday, Sunday or Saturday.
Budgets per category
A monthly limit for each category, warnings at 80% and when you go over, and a safe amount you can still spend each day for the rest of the month.
Charts and insights
A donut chart by category, a daily or monthly trend chart, your average per day, a comparison with the previous period and your savings rate. Tap a category to see its entries.
Accounts and credit cards
Cash, bank, credit card and UPI wallet accounts with live balances and net worth. Paying a card bill or withdrawing cash is a transfer, so it’s never counted as spending twice.
Repeating entries
Add salary, rent, EMIs, SIPs and subscriptions once and they’re recorded on their dates by themselves: daily, weekly, monthly or yearly.
Excel import and export
Import an .xlsx tracker, a table with Date and Amount columns or a bank statement with Debit and Credit columns. Export everything to Excel, which is also a full backup, or to CSV.
App lock and reminder
Lock the app with your fingerprint, face or phone PIN, and hide its screen in recent apps. An optional evening reminder comes only on days you haven’t added anything.
Private and open source
No ads, no analytics, no account and no internet permission. The full code is on GitHub under GPL-3.0, so anyone can check what the app does.
Private by design
The app has no internet permission, so it can’t send your amounts, notes or accounts anywhere. Everything is stored on your phone, and you can lock the app with your fingerprint, face or PIN. There are no ads, no account and no analytics, and the code is public so you can check.
Read the privacy policyMade for
- Salaried people keeping to a monthly budget
- Families keeping household accounts
- People moving from an Excel expense sheet
- Students managing pocket money
Need an Android app for your business?
We built Saral Money Tracker in-house, from the first screen to the Play Store release. Tell us what your app needs to do and we’ll tell you honestly what it takes.